Our policies put you on the right road.

RV Insurance Choices from Provident Protection Plus

Ownership of recreational vehicles (RVs) has reached record levels in the U.S.; it seems that people are increasingly attuned to satisfying their need for wanderlust while being able to bring with them all the comforts of home. To better serve our road warriors, Provident Protection Plus has two offices in northern New Jersey and is licensed in 37 states, providing coverage for everything from simple towable trailers linked behind the family car to elaborate, high-end Class-A motorhomes.

We’ve got all your coverage needs for RVs. 

To determine the best motorhome insurance program for you, we will work closely with you to find out about your RV use and travel plans. How much liability insurance you need and what kinds of other coverage, such as property or bodily injury, depend on what kind of RV you own, how much risk you are comfortable with, and how frequently you intend to be on the road.

In the event you cause injury or damage to others, the policy’s liability coverage pays for legal fees, damages, and other related fees. The property insurance options for an RV policy are numerous, and include coverage for everything from your hitch package, awnings and antennae to the personal belongings you bring with you on the road. Uninsured/underinsured motorists coverage may be appropriate for you as well, protecting you in the event of damage caused by a motorist who has inadequate or nonexistent coverage.

We provide you with overage options. 

Damage to the RV from either a collision or a non-collision occurrence (e.g., flying road debris or a close encounter with a deer or a tree limb) is an ever-present risk, so you may want to elect coverage for that, too. RV owners often choose protection from other exposures, such as fire, theft, vandalism, and gas leaks as well. You can even opt for coverage that replaces your entire RV if yours is destroyed in a complete loss, and provides payment for emergency expenses while you are on the road.

Talk to us about your travel style—do you intend to motor into Mexico and Canada? Will you be primarily in campsites, or garaged? Each answer has a direct effect on the amount of your premium, and we’ll work to balance the best coverage for you at the most reasonable price.

Provident Protection Plus to serve your insurance needs.

At Provident Protection Plus, we understand what matters most to you and your family, and we have insurance solutions to meet your needs every step of the way. Our success hinges on our unique ability to build strong personal relationships with our customers in order to provide best-in-class insurance solutions. Give our professionals a call toll-free at 888.990.0526, email us or fill out and send the form on this page for a free consultation and quote.