3 Ways for Planning a Safe Holiday Party

To ensure a successful safe holiday party, you should prioritize the safety of your guests and home to prevent catastrophe. That means being proactive to minimize risk, especially if you think things will get a little crazy. For example, special events insurance solutions can protect you from liability if a visitor sustains an injury on your property.

Ensuring a Safe Holiday Party

To safeguard your peace of mind and well-being, follow these three steps as you plan your holiday shindig.

Check Out Special Events Insurance Solutions

You can’t foresee everything, even if you research how to ensure safety during holiday celebrations. Fortunately, the right insurance can help you, and your guests recover from the unexpected. While homeowners insurance provides excellent general protection, you may need a special events policy for your holiday get-together.

Special events insurance offers additional coverage specifically for large gatherings:

  • Gift theft
  • Destroyed costumes
  • Flaking vendors
  • Unavailable venues

Focus on Safety When Traveling

Winter travel can be hazardous, especially in the middle of a storm. To ensure the safety of your guests, consult the weather forecast when determining your event date. It’s also a good idea to host during daylight hours, so drivers have good visibility. If your party runs into the evening, make sure your walk- and driveway are well-lit to prevent tripping.

If you serve alcohol at your get-together, coordinate with guests to ensure everyone has a safe ride home. Alternatively, you can prepare a guest bedroom or couches so inebriated guests can spend the night.

Prepare Your Home To Avoid Utilizing Special Events Insurance Solutions

Homeowners wondering how to maintain safety at a holiday party should carefully examine their property for potential risks. For example, if you have stairs, keep them clear of obstructions and make sure the handrail is sturdy. Outside stairs and walkways should be free of ice, snow, and water to prevent slipping.

If you have a fireplace, ensure the chimney is clean, and the flue works appropriately. Soot buildup can cause ventilation problems, exposing residents to dangerous chemicals. In the worst-case scenario, the soot can even catch fire. To prevent these dangers, clean your chimney at the beginning of the cold season.

Strings of lights are another common fire hazard, as frayed wires, cracked sockets, and over-burdened plugs can spark, igniting dry pine needles. Before putting them up, you should examine all electrical decorations and eliminate any damaged strands. It’s also a good idea to sweep up fallen needles and remove dying garlands and wreaths.

Last but not least, check your carbon monoxide and smoke detectors. These essential tools notify you of dangerous situations so you and your loved ones can safely evacuate. Recognizing a fire early can also minimize the damage to your home and belongings. Once your special events insurance solutions pay out, you can address repairs quickly.

About Provident Protection Plus

For more than 65 years, Provident Protection Plus has served the businesses and residents across several states nationwide. Today, we are a wholly-owned subsidiary of Provident Bank, the region’s premier banking institution. To learn more about our coverage options, contact our specialists today at (888) 990-0526.